Effective date: October 18, 2026
These Terms of Use ("Terms") apply to the Paycalm app for Android ("the app"), published by GetItDone ("we", "us"). By downloading or using the app, you agree to these Terms. If you do not agree, please do not use the app. Our Privacy Policy explains how the app handles information.
Paycalm is a personal budget planner and expense tracker. It helps you record spending, plan budgets and bills, and estimate how much you can safely spend. You enter your information yourself; the app does not connect to your bank and does not move money or make payments.
Paycalm, including "safe to spend" amounts, reports, alerts and answers from Ask AI, is for general information and personal organization only. It is not financial, investment, tax or legal advice. Results depend on the information you enter and may be incomplete or wrong. Exchange rates and asset prices come from third-party sources and may be delayed or inaccurate. Please check important numbers yourself and talk to a qualified professional before making financial decisions.
Your budget data is stored on your phone. You can also back it up to your own Google Drive or, with Paycalm Premium, sync it through the cloud, as described in our Privacy Policy. You are responsible for keeping your phone and Google account secure and for keeping a backup. If you uninstall the app, clear its storage, or lose your phone without a backup or Sync, your data may be lost, and we cannot recover it.
The core app is free to download and use. The free version may show ads and has some limits. Paycalm Premium is an optional subscription that removes ads and unlocks more features, as described in the app at the time you subscribe. We may change which features are included in the free version or in Premium, but we will not lock data you have already entered behind a subscription.
Some plans may include a free trial for new subscribers (for example, a 3-day trial on the yearly plan). Whether a plan includes a trial, and how long it lasts, is shown before you start it. Google Play may ask for a payment method to start a trial. If you do not cancel before the trial ends, your subscription starts automatically and you will be charged for the plan you chose. Trials are generally available once per Google account and may be changed or withdrawn at any time.
You can cancel anytime in the Google Play Store app: tap your profile picture, then Payments & subscriptions > Subscriptions, choose Paycalm, and tap Cancel subscription. Uninstalling the app or deleting its data does not cancel your subscription. After you cancel, you keep Premium until the end of the period you have already paid for, and you will not be charged again.
Payments are processed by Google Play, and refunds are handled under Google Play's refund policy. You can request a refund through Google Play. If you have a problem with a purchase, you can also email us (section 14) and we will help where we can. Except where required by law or Google Play's policy, payments are non-refundable, and we do not provide refunds or credits for partly used periods.
Premium is linked to the Google account you used to subscribe. On a new phone, sign in to Google Play with the same account and open the app; your Premium subscription is restored automatically. If it does not appear, use Restore purchases in the app's Premium screen or contact us.
You may use the app for your own personal, non-commercial purposes. Please do not copy, modify, resell, reverse engineer or try to bypass the app's features or payment checks, except where the law allows it, and do not use the app for anything unlawful.
The app, its design and its content belong to us or our licensors. We grant you a personal, non-transferable, revocable license to use the app under these Terms. The app relies on third-party services (such as Google Play, Google Firebase, Google AdMob, the European Central Bank and CoinGecko), which have their own terms, and we are not responsible for them.
The app is provided "as is" and "as available", without warranties of any kind, to the extent permitted by law. We do not promise that the app will be error-free or always available. To the extent permitted by law, we are not liable for indirect, incidental or consequential damages, or for financial decisions you make based on the app, and our total liability to you is limited to the amount you paid for Paycalm Premium in the 12 months before the claim. Some places do not allow these limits, so they may not fully apply to you; nothing in these Terms limits rights you have under applicable consumer law.
We may update these Terms from time to time. We will update the effective date above and, for important changes, tell you in the app. If you keep using the app after a change, the updated Terms apply. If you do not agree, you can stop using the app and cancel your subscription.
Questions about these Terms: getitdone.best@gmail.com