Paycalm
Safe to spend, every day
Weekly, biweekly or monthly pay. See what's left until payday and your daily amount.
Bills come first
Rent and subscriptions repeat like calendar events, with reminders before they're due.
Just type it
Add an expense with the number pad, or type "coffee 4.50" and Ask AI fills in the card.
No bank login
Nothing to link. Your transactions are stored on your phone, with PIN or fingerprint lock.
Budget plans built in
Split your paycheck with 50/30/20, 6 Jars or Kakeibo, and track budgets by category.
Your data stays yours
Export to CSV anytime, back up to Google Drive, and restore on your phone.
Free 50/30/20 calculator
See how much of each paycheck goes to needs, wants and savings.
Why a paycheck budget?
Your account balance can look fine while rent is still coming. A paycheck budget subtracts the bills and savings due before your next payday, so the number you see is money you can actually spend. Paycalm keeps that number up to date every time you add an expense.